How to Get What You Are Owed from a Client

When people think of collections companies, they think of a debt collector calling an individual about a past due car payment or mortgage payment. Today, businesses are also turning to collection agencies in increasing numbers to protect their bottom line. However, it is important that a business understands best practices to get in touch with the right account receivable personnel from a debtor company as well as methods to get what they are owed.
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Discharging Credit Card Debt in Bankruptcy

In a typical Chapter 7 bankruptcy, it is possible to have credit card debt discharged along with most other consumer and unsecured debts. However, this assumes that you didn’t use the card to charge any type of debt that cannot otherwise be discharged in bankruptcy. For instance, if you put your income tax debt on a credit card, you cannot discharge that debt for three years.
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